Annuity Rates

Pension Annuity Rates

This is a rough estimate to help you understand roughly what income an annuity might provide - it is not a quote, and must not be used to make a decision. It is based on indicative market rates for illustration only, not live rates from any specific provider, and does not reflect your personal circumstances. Annuity rates change daily, in line with gilt yields and wider market conditions. Your actual income will also depend on factors this tool doesn't capture, including your health and lifestyle, the provider you choose, and the exact terms of the annuity. Figures are before tax and do not allow for any protected tax-free cash or scheme-specific guarantees you may hold. You are not obliged to buy an annuity from your existing pension provider - shopping around, which a firm quote lets you do, can increase your income. Buying an annuity is normally irreversible, so always get a full, personalised quote, and consider regulated financial advice, before you proceed. This is general information only, not advice or a personal recommendation.