Pensions Advice UK does not provide financial advice. We act solely as an introducer and will put you in touch with an FCA-authorised adviser who specialises in defined benefit pensions.
A transfer can be beneficial
A transfer can be beneficial. It can potentially offer higher tax-free cash, enhanced death benefits, income flexibility, and earlier access to benefits if you are over 55. But all factors must be considered when assessing whether a transfer is in an individual’s best interest.
All transfers are not equal
The values offered from scheme to scheme vary dramatically. Some are quite generous, many offer relatively poor values. It is critical to appreciate the real value of the benefits you have in a scheme, and fully understand the impact and options of a transfer.
Take a moment to ask yourself these important questions
- Is your company pension scheme still “gold plated”?
- Defined benefit pensions are a specialist advice area. Is your adviser qualified?
- Do you know all the options available to you?
What to expect
Free initial consultation and no hidden fees
All the initial part of your enquiry is free of charge. The adviser will ask you a series of questions and then assess your circumstances. Once they have carried out a thorough appraisal they will then provide you with their recommendations and advice and you can then decide if you want to proceed.
Professional help to make the right choices
Pensions Advice UK is your route to independent, professional, qualified and experienced advisers in the UK.